Top Rated Mortgage Company In California

If you have mortgage related questions, we have the answers.

Your California Mortgage Experts

Excel Mortgage Services proudly supports the Rancho Murieta community and homebuyers statewide. We simplify home financing with competitive rates, transparent options, and a streamlined closing process.
Why Choose Excel?
  • Local Expertise: Deeply rooted in Rancho Murieta and serving all of California.
  • Streamlined Process: Less paperwork and faster closings for a stress-free experience.
  • Tailored Loans: Custom financing built for your unique financial path.
  • Expert Guidance: Trusted support for first-time buyers and seasoned homeowners alike.

How much do you qualify for?

No Obligation. No Credit Check.

$350 M

in loans funded to date

10-DAY

average closing

100%

customer satisfaction rate

A couple receives guidance to find the best reverse mortgage deal for them.

Loan Options

Finding the right home loan requires careful consideration of your needs, finances, and history. We are here to guide you through the process.

Quick Custom Quotes & Streamlined Loan Experience

Experience fast, personalized quotes and a fully streamlined online loan application and approval process.

HOMEBUYERS

Whether you are a first time home buyer or purchasing your dream home, Our team will help you find the right financing solutions to meet your needs.

TODAY'S RATES

Mortgage rates can change on daily basis. Our team specializes in market trends and help homeowners to determine the right time to purchase or refinance.

REFINANCE

We can help you lower your interest rate, lower your monthly payment, or take cash out. Our team is here to help you with all of your mortgage refinancing needs.

Our clients are the foundation of our success:

5 Star Review

We recently refinanced our Rancho Murieta home with the assistance of Mr. David Trillo and his staff. David stayed in touch with us throughout the entire process and was always available to answer any of our questions and to provide advise. Our experience with David and Team was extremely positive. We highly recommend David and its professional staff.

Manuel & Martha

Rancho Murieta, CA

My wife and I recently refinanced our home in Rancho Murieta, Ca.
We received a recommendation from friends to consult with David Trillo regarding the refinance. After speaking with David, we were convinced he was who we wished to use.
David was extremely responsive to our needs and desires. He offered timely, useful and well informed advice and assistance in completing our refinance. The refinance, thanks to David’s experience, expertise and work ethic, was seamless.

We were very pleased with David and look forward to recommending him to friends who may need mortgage finance assistance in the future.

Respectfully,

Ralph

I have utilized the service of David and Team three times over the past two years on two homes. I had two refinanced loans and one new. I have to say that communication is among the best I have ever had with any company. I was kept informed of each step of the process, given accurate timelines, and always dealt with in a professional manner.
I have let other friends and families know of my seamless experience, and will continue to recommend David and Team to anyone that is looking for first rate service.

Trevis

David and Team are an industry leaders! They far surpass all other loan process experiences I've ever had. As a busy real estate agent, I rely heavily on feeling confident my clients are working with a quality mortgage team that will deliver professionalism with high integrity, complete competence and swift turnarounds every time I go into a new escrow. David and Team have always "delivered" and their expertise has been so valuable to the success of my business. I thank them for giving me peace of mind and taking such great care of my clients!

Denise, Realtor

Realty World

I would like to thank you for making the loan process a pleasant surprise.
I had heard that with all the new regulation on banks getting a home loan was a nightmare but you simplified the process and made it easy for me to
understand a lot of the loan jargon and what I needed to do to get the lowest rate available. All the team members were most professional
and informative. I know that I would highly recommend David and Team to anyone who is looking to purchase or refi a home.

Nathan

I wanted to write a brief note to thank you for a terrific refinance experience and commend you for the excellent service I received on my recent refinance coordinated through your organization. This is actually my second refinance coordinated through you company and each experience was extremely positive, yielding great results in a timely manner with no issues or concerns.
My mortgage officer, Jacob, could not have been any better. From the moment we first spoke regarding the possibility of refinancing, through the entire process, and even into numerous points of after-close support that I needed, Jacob not only provided gracious support but went the extra mile in answering my questions and providing the information I needed. I was especially grateful for his help in getting an error corrected on my credit report and in helping provide guidance on how to appeal my property value with the state. Both of these things were not required as part of my specific refinance process, and were outside of his job requirements, but which he did regardless. Jacob’s excellent customer service is the reason why I will use your services for future refinance needs and will be recommending you to all my family and friends who are looking to refinance.
Thank you again for your excellent support and a great refinance experience. Excellent rates, terrific service, great customer support…what more could you ask for? Great work and thank you!!

Sincerely,

Scott