:root {
  --ink: #17253d;
  --ink-soft: #4a5b72;
  --cream: #eef4f9;
  --paper: #ffffff;
  --gold: #d4a848;
  --gold-deep: #a56d12;
  --teal: #176d87;
  --teal-light: #dff1f7;
  --blue: #315f96;
  --blue-dark: #173c68;
  --wine: #6f2538;
  --wine-light: #f5e8ec;
  --line: rgba(23, 60, 104, .14);
  --shadow: 0 24px 70px rgba(20, 52, 89, .16);
  --radius: 22px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--paper); font-family: "DM Sans", sans-serif; line-height: 1.6; }
button, input, textarea { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
a { color: inherit; }
.utility-bar { min-height: 36px; padding: 7px clamp(22px, 5vw, 76px); display: flex; justify-content: flex-end; align-items: center; gap: 10px; background: var(--blue-dark); color: rgba(255,255,255,.78); font-size: .8rem; }
.utility-bar a { color: white; font-weight: 800; text-decoration: none; }
.utility-bar a:hover { text-decoration: underline; text-underline-offset: 3px; }
.site-header { height: 82px; display: grid; grid-template-columns: 210px 1fr auto; align-items: center; gap: 32px; padding: 0 clamp(22px, 5vw, 76px); background: rgba(255,255,255,.96); border-bottom: 1px solid var(--line); position: sticky; top: 0; z-index: 20; backdrop-filter: blur(14px); }
.brand img { width: 176px; display: block; }
.primary-nav { display: flex; justify-content: center; gap: clamp(18px, 3vw, 42px); }
.primary-nav a, .site-footer a { text-decoration: none; }
.primary-nav a { font-size: .9rem; font-weight: 600; }
.primary-nav a:hover { color: var(--wine); }
.menu-toggle { display: none; }
.button { border: 0; border-radius: 999px; background: var(--wine); color: white; padding: 14px 24px; font-weight: 700; text-decoration: none; cursor: pointer; display: inline-flex; align-items: center; justify-content: center; transition: transform .2s, box-shadow .2s, background .2s; }
.button:hover { transform: translateY(-2px); box-shadow: 0 10px 24px rgba(111,37,56,.22); }
.button-small { padding: 10px 17px; font-size: .84rem; }
.button-outline { color: var(--wine); background: transparent; border: 1px solid var(--wine); }
.button-ghost { color: var(--ink); background: transparent; border: 1px solid var(--line); }
.hero { min-height: 650px; padding: 68px clamp(24px, 5vw, 84px); display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(360px, .68fr); gap: clamp(34px, 4vw, 72px); align-items: center; position: relative; overflow: hidden; background: radial-gradient(circle at 86% 18%, rgba(111,37,56,.18), transparent 28%), radial-gradient(circle at 12% 88%, rgba(23,109,135,.18), transparent 32%), linear-gradient(135deg, #ffffff 0%, #eaf3fa 100%); }
.hero-copy { max-width: 850px; }
.hero::before { content: ""; position: absolute; width: 460px; height: 460px; border-radius: 50%; border: 1px solid rgba(49,95,150,.18); right: -130px; bottom: -190px; }
.house-concept .hero {
  background:
    linear-gradient(90deg, rgba(250,252,254,.98) 0%, rgba(247,250,253,.92) 38%, rgba(23,60,104,.50) 78%, rgba(54,24,43,.60) 100%),
    linear-gradient(180deg, rgba(255,255,255,.05), rgba(17,27,32,.30)),
    url("/assets/hero-home.webp") center 52% / cover no-repeat;
}
.house-concept .hero::before {
  width: 58%;
  height: 100%;
  border: 0;
  border-radius: 0;
  right: 0;
  bottom: 0;
  background: linear-gradient(135deg, transparent 20%, rgba(111,37,56,.16) 100%);
  pointer-events: none;
}
.house-concept .hero-copy,
.house-concept .advisor-card { position: relative; z-index: 1; }
.house-concept .advisor-card {
  background: rgba(255,255,255,.95);
  border-color: rgba(255,255,255,.52);
  box-shadow: 0 28px 80px rgba(10,25,46,.32);
}
.house-concept .trust-strip {
  width: fit-content;
  padding: 10px 15px;
  border: 1px solid rgba(49,95,150,.13);
  border-radius: 999px;
  background: rgba(255,255,255,.76);
  backdrop-filter: blur(8px);
}
.homepage-review-band { min-height: 92px; padding: 20px clamp(24px, 7vw, 110px); display: grid; grid-template-columns: auto 1fr auto; gap: 22px; align-items: center; background: white; border-bottom: 1px solid var(--line); color: var(--ink); text-decoration: none; box-shadow: 0 12px 34px rgba(23,60,104,.06); }
.homepage-review-stars { color: #e2a91c; font-size: clamp(1.35rem, 2.4vw, 1.9rem); letter-spacing: .13em; white-space: nowrap; }
.homepage-review-band strong { display: block; font-family: "Manrope", sans-serif; font-size: 1.02rem; }
.homepage-review-band small { display: block; color: var(--ink-soft); font-size: .82rem; }
.homepage-review-link { color: var(--wine); font-size: .84rem; font-weight: 800; white-space: nowrap; }
.eyebrow { margin: 0 0 16px; color: var(--wine); font-size: .76rem; font-weight: 800; letter-spacing: .15em; text-transform: uppercase; }
h1, h2 { font-family: "Manrope", sans-serif; letter-spacing: -.045em; line-height: 1.03; }
h1 { margin: 0 0 26px; font-size: clamp(3.4rem, 7.2vw, 7rem); max-width: 880px; }
h1 span { color: var(--wine); }
h2 { margin: 0 0 18px; font-size: clamp(2.2rem, 4.5vw, 4.1rem); }
h3 { margin: 0 0 10px; line-height: 1.25; }
p { color: var(--ink-soft); }
.hero-lede { font-size: clamp(1.04rem, 1.6vw, 1.25rem); max-width: 690px; }
.hero-actions, .cta-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.trust-strip { display: flex; flex-wrap: wrap; gap: 12px 24px; margin-top: 38px; font-size: .82rem; font-weight: 600; }
.trust-strip span::before { content: "✓"; color: var(--teal); margin-right: 8px; }
.advisor-card { width: min(100%, 440px); justify-self: end; background: rgba(255,255,255,.92); border: 1px solid rgba(49,95,150,.14); border-top: 6px solid var(--wine); box-shadow: var(--shadow); border-radius: 28px; padding: 14px 26px 28px; text-align: center; position: relative; z-index: 1; }
.portrait-wrap { width: min(100%, 372px); aspect-ratio: 1/1.07; margin: 0 auto 18px; border-radius: 22px; overflow: hidden; background: var(--cream); }
.portrait-wrap img, .about-image img { width: 100%; height: 100%; object-fit: cover; object-position: center top; }
.advisor-card h2 { font-size: 2.2rem; margin-bottom: 8px; }
.advisor-card blockquote { margin: 24px 0; padding-top: 22px; border-top: 1px solid var(--line); color: var(--ink-soft); font-family: "DM Sans", sans-serif; font-size: 1.06rem; }
.advisor-card a { font-weight: 700; text-decoration: none; color: var(--teal); }
section { padding: 100px clamp(24px, 7vw, 110px); }
.section-heading { max-width: 780px; margin-bottom: 44px; }
.section-heading > p:last-child { font-size: 1.05rem; }
.pathways { background: var(--paper); }
.pathway-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.path-card { min-height: 330px; padding: 34px; border-radius: var(--radius); display: flex; flex-direction: column; align-items: flex-start; }
.path-card h3 { margin-top: auto; font-family: "Manrope", sans-serif; font-size: 1.8rem; }
.path-card-dark { background: var(--blue-dark); color: white; }
.path-card-dark p { color: rgba(255,255,255,.72); }
.path-card-gold { background: var(--wine); color: white; }
.path-card-gold p { color: rgba(255,255,255,.76); }
.path-card-light { background: var(--teal-light); border: 1px solid rgba(23,109,135,.2); }
.path-number { width: 44px; height: 44px; border: 1px solid currentColor; border-radius: 50%; display: grid; place-items: center; font-size: .78rem; }
.text-button { border: 0; background: transparent; color: inherit; padding: 0; font-weight: 700; text-align: left; cursor: pointer; text-decoration: none; }
.text-button span { margin-left: 8px; transition: margin .2s; }
.text-button:hover span { margin-left: 14px; }
.solutions { background: #edf3f8; }
.split-heading { max-width: none; display: grid; grid-template-columns: 1fr .75fr; align-items: end; gap: 60px; }
.solution-grid { display: grid; gap: 16px; }
.solution-grid-primary { grid-template-columns: repeat(3, 1fr); }
.solution-grid-audiences { grid-template-columns: repeat(4, 1fr); }
.solution-card { display: block; background: var(--paper); border: 1px solid var(--line); border-top: 4px solid var(--blue); border-radius: 14px; padding: 28px; box-shadow: 0 10px 28px rgba(23,60,104,.06); text-decoration: none; transition: transform .2s, box-shadow .2s; }
.solution-card:hover { transform: translateY(-3px); box-shadow: 0 16px 36px rgba(23,60,104,.12); }
.solution-card:nth-child(3n+1) { border-top-color: var(--wine); }
.solution-card:nth-child(3n+2) { border-top-color: var(--teal); }
.solution-card span { color: var(--wine); font-size: .84rem; font-weight: 700; }
.solution-group-label { margin: 0 0 14px; color: var(--ink); font-size: .78rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
.solution-group-label-second { margin-top: 34px; }
.solution-grid h3 { font-size: 1.12rem; }
.icon { width: 44px; height: 44px; border-radius: 14px; background: var(--teal-light); display: grid; place-items: center; color: var(--teal); font-size: 1.3rem; margin-bottom: 26px; }
.fine-print { font-size: .76rem; margin-top: 24px; }
.process { display: grid; grid-template-columns: .75fr 1.25fr; gap: 90px; }
.process-list { list-style: none; margin: 0; padding: 0; }
.process-list li { display: grid; grid-template-columns: 60px 1fr; gap: 22px; padding: 26px 0; border-bottom: 1px solid var(--line); }
.process-list li > span { width: 50px; height: 50px; border-radius: 50%; display: grid; place-items: center; color: white; background: var(--blue); font-weight: 700; }
.process-list p { margin: 0; }
.about { display: grid; grid-template-columns: minmax(280px, .72fr) 1.28fr; gap: clamp(50px, 8vw, 120px); align-items: center; background: linear-gradient(135deg, var(--blue-dark), #122a49 58%, #371c2d); color: white; }
.about p { color: rgba(255,255,255,.72); }
.about-image { aspect-ratio: 4/5; overflow: hidden; border-radius: 24px; background: var(--cream); border: 5px solid rgba(255,255,255,.15); }
.about .button { background: white; color: var(--wine); margin-top: 16px; }
.reviews { background: var(--wine-light); }
.review-grid { display: grid; grid-template-columns: 1.1fr 1fr 1fr; gap: 18px; }
.review-rating { display: inline-flex; align-items: center; flex-wrap: wrap; gap: 10px 14px; margin-top: 8px; padding: 10px 16px; border: 1px solid rgba(23,60,104,.12); border-radius: 999px; background: rgba(255,255,255,.78); box-shadow: 0 8px 24px rgba(23,60,104,.08); }
.review-stars { color: #e2a91c; font-size: 1.22rem; letter-spacing: .12em; line-height: 1; text-shadow: 0 1px 0 rgba(165,109,18,.25); }
.review-rating strong { color: var(--ink); font-size: .76rem; letter-spacing: .09em; text-transform: uppercase; }
.review-grid blockquote { margin: 0; border-radius: 18px; padding: 32px; border: 1px solid transparent; }
.review-grid blockquote:nth-child(1) { background: var(--blue-dark); color: white; }
.review-grid blockquote:nth-child(2) { background: var(--wine); color: white; }
.review-grid blockquote:nth-child(3) { background: var(--teal-light); color: var(--ink); border-color: rgba(23,109,135,.2); }
.review-grid blockquote:nth-child(1) p, .review-grid blockquote:nth-child(2) p { color: rgba(255,255,255,.82); }
.review-grid p { font-family: "DM Sans", sans-serif; font-size: 1.08rem; }
.review-grid footer { font-weight: 700; font-size: .85rem; }
.cta-panel { margin: 28px clamp(24px, 5vw, 80px); border-radius: 28px; background: var(--wine); color: white; display: flex; justify-content: space-between; align-items: center; gap: 40px; }
.cta-panel .eyebrow { color: #e9c988; }
.button-light { background: white; color: var(--wine); }
.button-ghost-light { background: transparent; border: 1px solid rgba(255,255,255,.6); }
.site-footer { display: grid; grid-template-columns: minmax(190px, 1.35fr) .72fr 1.15fr 1fr .9fr; gap: clamp(24px, 3vw, 46px); padding: 65px clamp(24px, 7vw, 110px) 34px; background: linear-gradient(135deg, #102840 0%, #12273a 65%, #291a27 100%); color: white; }
.footer-logo-panel { display: inline-flex; padding: 9px 12px; border-radius: 10px; background: white; box-shadow: 0 8px 24px rgba(0,0,0,.16); }
.site-footer img { width: 180px; display: block; }
.site-footer p { color: rgba(255,255,255,.62); font-size: .84rem; }
.site-footer a { display: block; margin: 7px 0; color: rgba(255,255,255,.72); font-size: .87rem; }
.site-footer a:hover { color: white; text-decoration: underline; text-underline-offset: 3px; }
.footer-bottom { grid-column: 1/-1; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px 28px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,.16); color: rgba(255,255,255,.62); font-size: .8rem; }
dialog { border: 0; padding: 0; border-radius: 24px; width: min(92vw, 720px); box-shadow: var(--shadow); }
dialog::backdrop { background: rgba(10,21,26,.72); backdrop-filter: blur(6px); }
.dialog-shell { min-height: 520px; background: var(--paper); padding: clamp(26px, 6vw, 54px); position: relative; }
.dialog-close { position: absolute; right: 20px; top: 16px; width: 38px; height: 38px; border-radius: 50%; border: 1px solid var(--line); background: white; font-size: 1.5rem; cursor: pointer; }
.flow-progress { display: flex; gap: 7px; margin: 18px 0 36px; }
.flow-progress span { height: 5px; flex: 1; background: #e6e2d9; border-radius: 10px; }
.flow-progress span.active { background: var(--gold); }
.flow-question h2 { font-size: clamp(1.8rem, 5vw, 3rem); }
.option-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; margin: 26px 0; }
.option { padding: 16px; border: 1px solid var(--line); border-radius: 13px; background: white; color: var(--ink); cursor: pointer; text-align: left; font-weight: 600; }
.option:hover, .option.selected { border-color: var(--teal); background: var(--teal-light); }
.flow-controls { display: flex; justify-content: space-between; gap: 12px; margin-top: 28px; }
.flow-controls button { min-width: 110px; }
.field-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-top: 20px; }
.field-grid label { font-size: .82rem; font-weight: 700; }
.field-grid input, .contact-form textarea { width: 100%; display: block; margin-top: 6px; border: 1px solid var(--line); border-radius: 10px; padding: 13px; background: white; }
.contact-form { margin-top: 28px; padding: 28px; border: 1px solid var(--line); border-radius: 18px; background: #f4f8fb; }
.contact-form > label { display: block; margin-top: 18px; font-size: .82rem; font-weight: 700; }
.consent-check { display: flex !important; align-items: flex-start; gap: 10px; margin: 18px 0; font-size: .82rem; color: var(--ink-soft); }
.consent-check input { width: auto; margin: 4px 0 0; }
.honeypot { position: absolute !important; left: -10000px !important; width: 1px !important; height: 1px !important; overflow: hidden !important; }
.form-error { min-height: 1.4em; margin: 8px 0; color: #a11b31; font-size: .82rem; font-weight: 700; }
.button:disabled { opacity: .58; cursor: not-allowed; transform: none; box-shadow: none; }
.test-note { padding: 13px 16px; background: #fff0d3; border-radius: 10px; font-size: .8rem; color: #714e14; }
.success-mark { width: 64px; height: 64px; display: grid; place-items: center; background: var(--teal-light); color: var(--teal); border-radius: 50%; font-size: 2rem; }
.call-number { display: inline-block; margin: 8px 0 6px; color: var(--blue-dark); font-family: "Manrope", sans-serif; font-size: clamp(2rem, 6vw, 3.4rem); font-weight: 800; letter-spacing: -.04em; text-decoration: none; }
.call-choice-grid { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }
.call-talk-link { flex-basis: 100%; margin-top: 8px; color: var(--wine); }
.call-hint { min-height: 1.5em; margin: 14px 0 0; color: var(--teal); font-size: .82rem; font-weight: 700; }

.inner-hero { padding: 82px clamp(24px, 7vw, 110px); background: linear-gradient(135deg, #fff 0%, #eaf3fa 100%); border-bottom: 1px solid var(--line); }
.inner-hero .hero-lede { max-width: 760px; }
.inner-hero h1 { font-size: clamp(2.8rem, 6vw, 5.6rem); }
.breadcrumb { display: inline-flex; margin-bottom: 26px; color: var(--blue); font-weight: 700; text-decoration: none; }
.inner-content { display: grid; grid-template-columns: minmax(0, 1.3fr) minmax(280px, .7fr); gap: clamp(40px, 7vw, 90px); align-items: start; }
.content-section + .content-section { margin-top: 48px; padding-top: 42px; border-top: 1px solid var(--line); }
.content-section h2 { font-size: clamp(2rem, 4vw, 3.2rem); }
.content-section h3 { margin-top: 26px; }
.content-list { padding-left: 20px; color: var(--ink-soft); }
.content-list li { margin: 10px 0; }
.side-panel { position: sticky; top: 112px; padding: 30px; background: var(--blue-dark); color: white; border-radius: 20px; }
.side-panel p { color: rgba(255,255,255,.76); }
.side-panel .button { width: 100%; margin-top: 10px; background: white; color: var(--wine); }
.side-panel .button-ghost-light { color: white; background: transparent; }
.side-panel-link { display: block; margin-top: 16px; color: white; text-align: center; font-size: .84rem; font-weight: 700; text-underline-offset: 3px; }
.program-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
.program-card { padding: 24px; background: #f4f8fb; border: 1px solid var(--line); border-radius: 14px; scroll-margin-top: 120px; }
.program-card h3 { margin-top: 0; }
.page-cta { margin-top: 34px; display: flex; flex-wrap: wrap; gap: 12px; }
.calculator-inputs { display: grid; grid-template-columns: repeat(2, 1fr); gap: 14px; margin: 24px 0; padding: 24px; border: 1px solid var(--line); border-radius: 18px; background: #f4f8fb; }
.calculator-inputs label { font-size: .82rem; font-weight: 700; }
.calculator-inputs input { width: 100%; display: block; margin-top: 6px; border: 1px solid var(--line); border-radius: 10px; padding: 13px; background: white; }
.calculator-inputs input[readonly] { background: #e7eef5; color: var(--blue-dark); font-weight: 800; }
.payment-summary { margin-top: 28px; overflow: hidden; border-radius: 18px; background: var(--blue-dark); color: white; box-shadow: 0 16px 38px rgba(23,60,104,.14); }
.payment-total { display: flex; justify-content: space-between; align-items: center; gap: 20px; padding: 24px 28px; border-bottom: 1px solid rgba(255,255,255,.16); }
.payment-total span { font-weight: 700; }
.payment-total strong { font-family: "Manrope", sans-serif; font-size: clamp(1.8rem, 4vw, 2.8rem); }
.payment-summary dl { margin: 0; padding: 10px 28px 20px; }
.payment-summary dl div { display: flex; justify-content: space-between; gap: 18px; padding: 10px 0; border-bottom: 1px solid rgba(255,255,255,.10); }
.payment-summary dt { color: rgba(255,255,255,.72); }
.payment-summary dd { margin: 0; font-weight: 800; }
.calculator-guidance { margin-top: 24px; padding: 22px; border-left: 4px solid var(--teal); border-radius: 0 14px 14px 0; background: var(--teal-light); }
.calculator-guidance p:first-child { margin-top: 0; }
.calculator-guidance .page-cta { gap: 18px 28px; margin-top: 18px; }
.resource-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
.resource-card { min-height: 190px; padding: 26px; background: #f4f8fb; border: 1px solid var(--line); border-top: 4px solid var(--blue); border-radius: 16px; color: var(--ink); text-decoration: none; transition: transform .2s, box-shadow .2s; }
.resource-card:nth-child(3n+2) { border-top-color: var(--wine); }
.resource-card:nth-child(3n) { border-top-color: var(--teal); }
.resource-card:hover { transform: translateY(-3px); box-shadow: 0 14px 34px rgba(23,60,104,.12); }
.resource-card > span { display: grid; place-items: center; width: 44px; height: 44px; margin-bottom: 20px; border-radius: 12px; background: white; color: var(--wine); font-weight: 800; }
.resource-card h3 { margin-top: 0; }
.resource-card p { margin-bottom: 0; }
.home-value-form { display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 12px; align-items: end; margin: 28px 0 12px; padding: 24px; border: 1px solid var(--line); border-radius: 18px; background: #f4f8fb; }
.home-value-form label { font-size: .82rem; font-weight: 700; }
.home-value-form input { width: 100%; display: block; margin-top: 6px; border: 1px solid var(--line); border-radius: 10px; padding: 13px; background: white; }
.home-value-form .form-error { grid-column: 1/-1; margin: 0; }
.zillow-ai-note { margin-top: 22px; padding: 22px; border: 1px solid rgba(49,95,150,.16); border-radius: 16px; background: #f4f8fb; }
.zillow-ai-note .eyebrow { margin-bottom: 8px; }
.zillow-ai-note h3 { font-family: "Manrope", sans-serif; font-size: 1.25rem; }
.zillow-ai-note p:last-child { margin-bottom: 0; }
.home-value-followup { display: flex; justify-content: space-between; align-items: center; gap: 26px; margin-top: 18px; padding: 24px; border-radius: 16px; background: var(--teal-light); }
.home-value-followup h3 { margin-top: 0; }
.home-value-followup p { margin-bottom: 0; }
.home-value-followup .button { flex: 0 0 auto; }
.glossary-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 14px; }
.glossary-grid article, .checklist-grid article { padding: 22px; border: 1px solid var(--line); border-radius: 14px; background: #f8fafc; }
.glossary-grid h3, .checklist-grid h3 { margin-top: 0; }
.glossary-grid p { margin-bottom: 0; }
.checklist-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; margin-bottom: 22px; }
.article-list { display: grid; gap: 12px; }
.article-list details { border: 1px solid var(--line); border-radius: 14px; background: #f8fafc; padding: 18px 22px; }
.article-list summary { cursor: pointer; color: var(--ink); font-weight: 800; }
.article-list p { margin-bottom: 0; }
.legal-copy h2:not(:first-child) { margin-top: 44px; padding-top: 34px; border-top: 1px solid var(--line); }
.legal-copy a { color: var(--blue); font-weight: 700; }

@media (max-width: 950px) {
  .site-header { grid-template-columns: 1fr auto; height: auto; min-height: 74px; }
  .site-header > .button { display: none; }
  .menu-toggle { display: inline-flex; border: 1px solid var(--line); background: white; border-radius: 999px; padding: 9px 15px; }
  .primary-nav { display: none; grid-column: 1/-1; flex-direction: column; padding: 16px 0 24px; }
  .primary-nav.open { display: flex; }
  .hero, .about, .process { grid-template-columns: 1fr; }
  .advisor-card { max-width: 500px; justify-self: start; }
  .pathway-grid, .solution-grid { grid-template-columns: repeat(2, 1fr); }
  .checklist-grid { grid-template-columns: 1fr; }
  .solution-grid-primary, .solution-grid-audiences { grid-template-columns: repeat(2, 1fr); }
  .path-card:last-child { grid-column: 1/-1; }
  .split-heading { grid-template-columns: 1fr; gap: 10px; }
  .review-grid { grid-template-columns: 1fr; }
  .cta-panel { align-items: flex-start; flex-direction: column; }
  .site-footer { grid-template-columns: repeat(2, 1fr); }
  .inner-content { grid-template-columns: 1fr; }
  .side-panel { position: static; }
  .house-concept .hero {
    background:
      linear-gradient(180deg, rgba(250,252,254,.96) 0%, rgba(244,248,251,.90) 55%, rgba(23,60,104,.50) 100%),
      url("/assets/hero-home.webp") center / cover no-repeat;
  }
}

@media (max-width: 620px) {
  .utility-bar { justify-content: center; padding-inline: 14px; }
  .utility-bar span { display: none; }
  .site-header { padding: 0 18px; }
  .brand img { width: 145px; }
  .hero { padding-top: 66px; min-height: auto; }
  h1 { font-size: 3.3rem; }
  section { padding: 72px 22px; }
  .pathway-grid, .solution-grid, .field-grid, .resource-grid, .glossary-grid, .calculator-inputs { grid-template-columns: 1fr; }
  .home-value-form { grid-template-columns: 1fr; }
  .solution-grid-primary, .solution-grid-audiences, .program-grid { grid-template-columns: 1fr; }
  .path-card:last-child { grid-column: auto; }
  .path-card { min-height: 280px; }
  .site-footer { grid-template-columns: 1fr; }
  .home-value-followup { align-items: flex-start; flex-direction: column; }
  .cta-panel { margin: 18px; padding: 45px 24px; }
  .option-grid { grid-template-columns: 1fr; }
  .homepage-review-band { grid-template-columns: 1fr; gap: 4px; text-align: center; }
  .homepage-review-link { margin-top: 5px; }
}